Frugal Idea #39: Projecting the spend

Hello! I feel so horrible that I have not written in quite some time. I have a full-time job that had completely taken over my life for a bit, but I am back. My load is still heavy, but more manageable, and I am finally in the groove. I also have consciously taken more of an effort to be myself again and do what I enjoy doing. My current priorities are:

  • Writing again
  • Remember that I work to live, not live to work
  • Travel, travel, travel
  • Still empowering myself and others to always stay on the path towards financial freedom
  • Cooking – I love it!
  • Yoga and working out – definitely in a new phase in my life
  • Love

What is on your list? Take time to really think about what you want out of life because our biggest asset is time. During my time her on earth, I want to take care of my money, so that I can live the life I want. Money cannot guarantee happiness, but having no money can guarantee misery!

So much to write about, so I need to organize my thoughts and stick to one topic. I want to write about understanding your spend. In the past few yeas, I have really become organized in many parts of my life. I truly believe becoming more of a minimalist has aided to that as I have learned to say no to so many things that do not add value. I now want to live a life of (pardon my language), of a “Fuck Yeah” mentality. For example, hey, Neville do you want to go to this concert? If my answer is not “Fuck Yeah”, it’s a no go for me. Excellent way to save money. Time to go back to proper English now. 🙂

Since travel has been important to me and I am forcing myself to leave the United States this year (one must never be too busy for what he/she loves), then I need to evaluate my spend. I have a few domestic trips booked already, so I need to figure out a way to pay for my international vacation without dipping too much into savings (which I would definitely replenish!).

Here are some changes in my life I have done the last two months to have more funds for my vacation spending:

Change the cat’s diet – Mila has been one lucky cat! I used to buy her a new toy once a month and of course, I believe in quality litter and food. However, I have noticed she tends to not eat all of her dry food. She has learned that I come home from work a certain time and she waits for the wet food. As I pet her hello, I remind her that this is a house we do not waste food in (not that she understands that). So, I actually skip the wet food feeding. She ends up finishing her dry food with a bad attitude. The food lasts longer, helping with the overall save. I also have enough variety in her toy selections to still bring excitement into her play time.

Beyonce said to upgrade, but I now downgrade – small things such as ordering a small coffee vs. a medium coffee goes a long way!

Tindr truth – I have been on a dating rampage and the best gentlemen I have met have actually read my blog and are also saving money. Perfect way to brainstorm ideas. My most recent date included a walk up and down Polk street and choosing one restaurant to share a dish. No need to have an awkward moment of who spends what. Let’s decide on a dish together and share it.

Cooking at home! – I have been much better at cooking at home. I am choosing easy recipes vs. complex ones that will require extra ingredients. For what I do have at home, I google search recipes with that ingredient. An example was having extra ground beef. I found a recipe that required just a few additional ingredients. So, I purchased bell peppers and will stuff them with the ground beef, tomato sauce, and cheese. Bonus points that the website stated these were easy to freeze for future meals.

Say no – As mentioned, saying no has never been easier. I do not want to be a hermit, but I know myself well enough to know what would bring me joy and value to my life vs. wasting time. I no longer want to add more to my plate that adds no value (yes, that includes people). Don’t feel so pressured to impress people you actually don’t care about!

I have a lot more on my mind, but I will wrap up this edition by saying: Live your live as it is, not what you or others thought it  would be. You will no longer feel pressured to spend time or money to impress others. Do you!

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5 thoughts on “Frugal Idea #39: Projecting the spend

  1. Cats don’t have a super long memory, if you find your cat has a lot of toys, take a few away and hide them in a closet or somewhere that the cat cannot see them. Then take the toys out in a month or two, the cat will think it’s a new toy all over again.
    It doesn’t work very well with catnip toys though, they seem to lose their appeal. But if you have a jar of catnip, you can “hide” toys in there and then give them to your cat. Assuming of course that your cat enjoys catnip, not all cats do.

  2. Cats don’t have a super long memory, if you find your cat has a lot of toys, take a few away and hide them in a closet or somewhere that the cat cannot see them. Then take the toys out in a month or two, the cat will think it’s a new toy all over again.
    It doesn’t work very well with catnip toys though, they seem to lose their appeal. But if you have a jar of catnip, you can “hide” toys in there and then give them to your cat. Assuming of course that your cat enjoys catnip, not all cats do.

  3. Great post! I think cooking at home is the number one thing you can do to improve your health and your finances. I never thought about down-grading certain items before, that’s a good tip. I’m sure Mila will forgive you eventually!

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